Will my jewelry, artwork, or collectibles be covered by my home insurance, Phoenix type policy? Any item of value needs to be listed separately on the home insurance, Phoenix style owner policy as Scheduled Personal Property. Arizona home owner insurance only allows up to $2,500 in personal property coverage. Get your Phoenix, Arizona home insurance Phoenix formula insurance quote online. Enter the information into Google and you will be amazed at the results. You will find everything you want to know about home insurance, Phoenix style, and which is important for you to know if you live in Phoenix.