Nobody will say something is wrong with low cost health insurance they'll just turn up their noses. They'll be indicating that they don't think much of the idea of low cost health insurance when you can pay a little more and get more for your money. Naturally, whatever you pay or wish to pay for low cost health insurance is a personal and subjective issue and depends on a number of factors. First of all the low cost health insurance should be affordable insurance, a cost that is compatible with your standard of living and your expense budget. There's no point in purchasing a costly health insurance and then find you can't pay.