Picking a Cincinnati home insurance company is important, but it is absolutely imperative to decide on the right representative to buy your Cincinnati home insurance policy from. You must ensure that the agent has the decency and expertise to back you if you have a problem. Ask the agent what kind of experience and clout he or she has in case there is a problem with an insurance claim or an argument concerning insurance coverage. You need a representative who possesses some leverage with the company he represents and will fight for you when it comes to a claim settlement.